Expert Financial Analysis & Investment Research

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Terms of Service

1. Educational Service Agreement

Finance Value Vision provides educational financial research and analysis content. Our services are designed for informational and educational purposes only and do not constitute investment advice, financial planning, or personalized recommendations.

2. Service Description

We offer market research reports, financial analysis education, and investment research training materials. All content is provided for educational enhancement and general market understanding.

3. Important Financial Disclaimers

No Investment Advice: We do not provide personalized investment advice, portfolio management, or financial planning services. All information is educational only.

Professional Consultation Required: Before making investment decisions, consult qualified financial advisors who can provide personalized advice.

Market Risk Notice: All investments carry risk. Past performance does not guarantee future results.

4. User Responsibilities

• Use educational materials responsibly and for learning purposes
• Seek professional advice before making financial decisions
• Understand that individual results may vary
• Comply with applicable financial regulations in your jurisdiction

5. Limitation of Liability

Finance Value Vision is not liable for investment decisions made based on educational content. Users assume full responsibility for their financial decisions and should consult professionals.

6. Intellectual Property

All educational content, research methodologies, and analysis frameworks are proprietary to Finance Value Vision and protected by intellectual property laws.

7. Termination

Either party may terminate the educational service relationship at any time. Upon termination, access to proprietary educational materials may be discontinued.

Last updated: January 2024

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Privacy Policy

1. Information We Collect

We collect information you provide directly, such as when requesting educational materials:

• Contact information (name, email, phone)
• Professional background and research interests
• Communication preferences
• Usage data and interaction with educational content

2. How We Use Your Information

Your information is used to:

• Provide requested educational materials and research resources
• Improve our educational content and services
• Communicate about new educational opportunities
• Comply with legal obligations

3. Information Sharing

We do not sell personal information. We may share information with:

• Service providers who assist in delivering educational content
• Professional partners for educational collaborations
• Legal authorities when required by law

4. Data Security

We implement appropriate security measures to protect your personal information, including encryption, access controls, and regular security assessments.

5. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate information
• Delete your information
• Port your data to another service
• Withdraw consent for processing

6. Data Retention

We retain personal information for as long as necessary to provide educational services and comply with legal obligations.

7. Contact Us

For privacy-related questions, contact us at: [email protected]

Last updated: January 2024

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Cookie Policy

1. What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide better educational services and understand how you interact with our content.

2. Types of Cookies We Use

Essential Cookies: Required for website functionality, security, and basic features.

Analytics Cookies: Help us understand how visitors use our educational resources to improve content quality.

Preference Cookies: Remember your choices and settings for a better user experience.

Marketing Cookies: Used to deliver relevant educational content and measure effectiveness.

3. Cookie Management

You can control cookies through:

• Browser settings to block or delete cookies
• Our cookie preference center
• Opt-out tools for specific cookie types

4. Third-Party Cookies

We may use third-party services for analytics and educational content delivery. These services may set their own cookies subject to their privacy policies.

5. Cookie Consent

We obtain consent for non-essential cookies. You can withdraw consent at any time through our preference center or by contacting us.

6. Updates to Cookie Policy

We may update this policy to reflect changes in our use of cookies or legal requirements. Updated versions will be posted on our website.

Last updated: January 2024

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GDPR Compliance

1. Legal Basis for Processing

We process personal data under the following legal bases:

• Consent: When you provide consent for educational materials and marketing
• Contract: To fulfill educational service agreements
• Legitimate Interest: To improve educational content and services
• Legal Obligation: To comply with financial regulations

2. Data Subject Rights

Under GDPR, you have the right to:

• Access: Request copies of your personal data
• Rectification: Correct inaccurate personal data
• Erasure: Request deletion of your personal data
• Restrict Processing: Limit how we use your data
• Data Portability: Transfer your data to another service
• Object: Object to processing based on legitimate interest
• Withdraw Consent: Withdraw consent at any time

3. Data Protection Officer

For GDPR-related inquiries, contact our Data Protection Officer:

Email: [email protected]
Address: 789 Financial District Ave, New York, NY 10004, USA

4. International Data Transfers

If we transfer your data outside the EU/EEA, we ensure appropriate safeguards are in place, including adequacy decisions or appropriate contractual clauses.

5. Data Breach Notification

We have procedures in place to detect, report, and investigate personal data breaches. We will notify authorities and affected individuals as required by GDPR.

6. Supervisory Authority

You have the right to lodge a complaint with your local data protection supervisory authority if you believe we have not complied with GDPR requirements.

Last updated: January 2024

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DMCA Policy

1. Copyright Compliance

Finance Value Vision respects intellectual property rights and complies with the Digital Millennium Copyright Act (DMCA). We expect users to respect copyrights and use our educational materials appropriately.

2. Notice and Takedown Procedure

If you believe your copyrighted material has been used without authorization, please provide:

• Your physical or electronic signature
• Identification of the copyrighted work claimed to be infringed
• Location of the allegedly infringing material
• Your contact information
• A statement of good faith belief that the use is not authorized
• A statement of accuracy under penalty of perjury

3. Designated Agent

Send DMCA notices to our designated agent:

Email: [email protected]
Address: DMCA Agent, Finance Value Vision
789 Financial District Ave, New York, NY 10004, USA

4. Counter-Notification

If you believe material was removed in error, you may file a counter-notification including:

• Your physical or electronic signature
• Identification of removed material and its location
• Statement under penalty of perjury of good faith belief
• Consent to jurisdiction of federal district court

5. Repeat Infringer Policy

We may terminate accounts of users who are repeat copyright infringers in accordance with DMCA requirements.

6. Educational Use

Our educational materials are created for legitimate educational purposes. We respect fair use principles and encourage proper attribution of sources.

Last updated: January 2024